Employment Practices Liability Insurance

Why do you need EPL Insurance?

Provides protection from disgruntled employees

Whether you employ one individual or one thousand, your company is responsible for those employees’ actions and the consequences that arise. While you may not realize it, your company is at risk of a lawsuit from the minute you consider hiring.

EPLI provides a financial and legal backing against claims made by employees and third-parties alleging discrimination, wrongful termination, harassment, and other employment-related issues, such as failure to promote.

Top 4 EPL Claims
  • • Pregnancy Discrimination
  • • Illegal Background Checks
  • • Unpaid Interns
  • • Genetic Discrimination
Types of Descrimination Charges

Things you should know

Businesses are three times more likely to be sued by an employee than experience a fire.

Roughly 41.5% of employee lawsuits are filed against private companies with less than 100 employees.

The average cost of an employment liability lawsuit rose 26% over the past three years.

Purchasing EPLI coverage is easy, affordable and provides other essential benefits, like guidance from legal services in the event of a lawsuit claim.

Establishing and maintaining a written handbook of company policies and procedures is essential to being prepared for common EPL claims.